About
Affordable, Revolutionary, Full Comprehensive Individual, Family, and Group Health Insurance - You do have a choice!

A not for profit company, we are a subsidiary to the 3rd largest financial company in the world, Credit Suisse, and structured to compete against Obama Care " the Affordable Care Act" and Exchanges, and to fit any budget. Many people and small businesses feel that they cannot afford a great health insurance policy. Why pay for benefits you do not need today, may never need, or for other peoples pre-existing conditions, or older ages? And why have to go through Open Enrollment every year, year after year?

If you and your family, friends, or Company, are looking for the greatest, affordable individual or group Health Insurance policy, think:

♦ Full Comprehensive Health Insurance - Hospitalization, Wellness (Doctor’s office visits, labs, x-rays), Accident coverage, and Prescriptions.
♦ 3 year guaranteed premiums.
♦ Lifetime guaranteed premiums for clients with pre-existing conditions of any kind.
♦ No deductibles, co-insurance, or co-pays.
♦ Up to 6 free (max of $75.00 to $100.00) doctor visits per year, with rollovers to next.
♦ Up to $800.00 per day for 30 days paid directly to you, if you are confined in the hospital for more than 1 night.
♦ Blanket Excess Medical Expense Coverage of up to $10,000 for an accident, paid directly to you, after a $500 deductible per accident, per Member.
♦ Under Group Plans, each policy is an individual policy, which is owned by the employee. If the employee is fired, laid off, or just leaves on their own, for any reason, they take the policy with them. They do not have to suffer with the high Cobra rates.
♦ And – Our Premier Med Short-Term Medical-Surgical Expense Plan (part of your policy) allows you to: If you or any other insured plan member suffers a serious medical event (accident, sickness, or catastrophic), resulting in a longer hospital stay or increased medical expenses, you have the right to upgrade to our Premier Med Plan for $3,000.00 max out of pocket, and have 100% of the total medical costs covered. No underwriting required!
♦ And much, much, more.
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