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Why pay for benefits you do not need today, may never need, or for other peoples pre-existing conditions, or older ages?  And why have to go through Open Enrollment every year, year after year?  

I am a health insurance agent for U.S. Health Advisors, headquartered in the DFW area.  We are definitely unique as a Health Insurance company, and our policies were developed to compete against Obama Care and the Exchanges.  We are a privately owned, not-for-profit company, and subsidiary of Credit Suisse, the 3rd largest financial institution in the world, and offer comprehensive and affordable medical health insurance to the U.S. public.  It is the same as full major medical insurance required by Obama Care, and the ACA, but structured so that we offer customized insurance to individuals based on their age, sex, health conditions, and personal budgets.   You actually have to qualify for our health insurance through underwriting.

 

If you are looking for the greatest, affordable individual, family, or group Health Insurance policy, think:

♦ Guaranteed 3 Year Fixed Premium Rate Locks on all standard policies.

♦ Lifetime Fixed Premium Rate Locks on our Guaranteed issue policy for preexisting conditions of any kind.

♦ No deductible, co-insurance, or co-pays!

♦ PPO coverage only – PHCS or Cigna!

♦ 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year.

♦ Up to $800.00 per day for 30 days paid directly to you, if you are confined in the hospital for more than 1 night.  

♦ Blanket Excess Medical Expense Coverage of $10,000 in for a covered accident, after a $500 deductible per accident, per Member.

♦ Under Group Plans, each policy is an individual policy, which is owned by the employee, and if the employee is fired, laid off, or just leaves on their own, they take the policy with them, and do not have to suffer with the high Cobra rates.      

♦ Dental and vision coverage.  

♦ And – Our Premier Med Short-Term Medical-Surgical Expense Plan (part of your policy):  If you or any other insured plan member suffers a serious medical event (accident, sickness, or catastrophic), resulting in a longer hospital stay or increased medical expenses, upgrade to our Premier Med Plan for $3,000.00 max out of pocket, and have 100% of the total medical costs covered. 

If you are interested, lets chat. 

 

Russell White

972-838-3440

russell.white@ushadvisors.com

  

I am a health insurance agent for U.S. Health Advisors, headquartered in the DFW area. We sell our plans nationwide. We are definitely unique as a Health Insurance company, and our policies were developed to compete against the Affordable Care Act, and the Exchanges, and to fit any budget. Why pay for benefits you do not need today, may not be able to afford at this time, may never need, or for other peoples pre-existing conditions, or older ages? And why have to go through Open Enrollment every year, year after year? A subsidiary of Credit Suisse, the 2nd largest financial institution in the world to offer comprehensive and affordable medical health benefits to the U.S. public. In the face of the current direction of health insurance in the U.S., under the control of the Affordable Care Act and Federal Mandates, we offer Affordable, Full, and Comprehensive Health Benefits that is revolutionary. It is the similar to full major medical insurance required by the ACA, but structured so that we offer customized insurance to individuals based on their age, sex, health conditions, and personal budgets. You actually have to qualify for our health insurance through underwriting. Think: * Hospitalization, Doctor's Office visits, and accident. * Guaranteed 3 Year Fixed Premium Rate Lock for Standard Plans. * Guaranteed 15 month Fixed Premium Rate Locks for healthy people, with a 10% benefits increase, compounded yearly for 5 years. * No deductible, co-insurance, or co-pays for 'any service' on some of our Plans.. * 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year, if unused. * Up to $800.00 per day for up to 30 days paid directly to you, if you, or anyone on the plan, are confined in the hospital for more than 1 night. * Double Tier Enhanced Protection Upgrade, from Plan 1 to Plan 3 Hospital Room & Board, and miscellaneous daily expense benefits- only if needed. * Accident benefits that cover you 24/7, on or off the job. * Blanket Excess Medical Expense Coverage of up to $10,000.00, paid directly to you, for a covered accident, after a $500.00 deductible per accident, per Member. * Prescription coverage. * CallMD: That is a service we provide where if you are sick anytime - late at night/early morning or on vacation - you can call CallMD. You will talk with a board certified physician who will prescribe medication for you. Another benefit of this, is that it allows you to save a doctor's office visit. * 100% catastrophic coverage with our Premier Med Short-Term Medical-Surgical Expense Plan (part of your policy). - Contact Russell at  
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