Coveted Stevie Awards winners for the last 4 years, and the number 1 Health Insurance Benefits company in the U.S. for 2015, U.S. Health Advisors is headquartered in Fort Worth, Texas. A not-for-profit subsidiary of the 3rd largest financial corporation in the world, Credit Suisse, we provide revolutionary, superior options in benefits and cost, to Obama Care, and the Exchanges. You actually have to qualify for our health insurance through underwriting.
Why pay for benefits you do not need today, may never need, and cannot afford, for other people’s pre-existing conditions?
In the face of the current direction of health insurance in the U.S., under the control of the Affordable Care Act and Federal Mandates, we offer Affordable, Revolutionary, Comprehensive Health Insurance benefits that are revolutionary. It is similar to full major medical insurance required by the ACA, but structured so that we offer customized insurance to individuals based on their age, sex, health conditions, and personal budgets.
We offer different types of plans. Some, like our Secure Advantage Plan, with the traditional deductibles and co-insurance, but no co-pays or deductibles for doctor’s office visits, and a "3" year guaranteed fixed rate premium; and others like our Premier Choice, and Secure Access Plans, with no deductibles, co-insurance, or co-pays. The Secure Access Plans are for anyone with pre-existing conditions, and are guaranteed issue, with no underwriting. They are also carry our Lifetime Guarantee Fixed Rate Premiums. The Premier Choice Plan is our most popular policy, with a guaranteed 15 month fixed premium lock. Plus it has an Optional Medical Inflation Protection Rider. That means it has automatically increasing benefits of 10% compounded annually for the first five years. Absolutely unheard of in any medical health benefit plan. It is structured specifically for healthy people. The premiums are lower, and the benefits are super, with lifelines to help you with medical expenses without going broke.
If you are looking for the greatest, affordable individual, family, or group Health Insurance benefits, think:
? Guaranteed 15 month Fixed Premium Rate Locks for healthy people, with a 10% benefits increase, compounded yearly for 5 years.
? Guaranteed 3 year Fixed Premium Rate Locks on standard policies.
? No deductibles, No co-insurance, No co-pays.
? 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year, if unused.
? Typically 20-50% less than Exchange premiums.
? PPO's only. The two largest in the U.S., PHCS and Cigna.
? Group Plans: each policy is an individual policy, which is owned by the employee.
? Our Premier Med Short-Term Medical-Surgical Expense Plan. If you suffer a serious medical event (accident, sickness, or catastrophic), resulting in a longer hospital stay or increased medical expenses, upgrade and have 100% of the total medical costs covered. You actually upgrade right after your accident or serious illness happens!
? And much more.
Please contact me for a free budgetary quote and policy summary, or to schedule an appointment. You have everything to gain, and nothing to lose!
Russell White 972-838-3440 russell.white@ushadvisors.com www.ushagent.com/russellwhite