Why pay for benefits you do not need today, may never need, or for other peoples pre-existing conditions, or older ages? And why have to go through Open Enrollment every year, year after year?
U.S. Health Advisors, headquartered in Fort Worth is a not-for-profit subsidiary of the 3rd largest financial company in the world, Credit Suisse. Our plans are sold nationwide. We are definitely unique as a Health Insurance company, and our policies were developed to compete against the Affordable Care Act, and the Exchanges, and to fit any budget. You actually have to qualify for our health insurance through underwriting.
We are contracted with the two largest PPO Providers in the U.S., Cigna and PHCS. We contract with Careington Dental, headquartered in Frisco for dental, and Cigna. For Vision we use VSP. We are underwritten by Freedom Life out of Fort Worth, who have over 50 years of experience in Health Insurance, and very highly rated by the State of Texas Insurance Commission.
If you are looking for the greatest, affordable individual, family, or group Health Insurance policy, think:
♦ Guaranteed 3 Year Fixed Premium Rate Locks on all standard policies.
♦ Lifetime Fixed Premium Rate Locks on our Guaranteed issue policy for preexisting conditions of any kind.
♦ No deductible, co-insurance, or co-pays!
♦ PPO coverage only – PHCS or Cigna!
♦ 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year.
♦ Up to $800.00 per day for 30 days paid directly to you, if you are confined in the hospital for more than 1 night.
♦ Blanket Excess Medical Expense Coverage of $10,000 in for a covered accident, after a $500 deductible per accident, per Member. Paid directly to you!
♦ Under Group Plans, each policy is an individual policy, which is owned by the employee, and if the employee is fired, laid off, or just leaves on their own, they take the policy with them, and do not have to suffer with the high Cobra rates.
♦ Dental and vision coverage.
♦ And – Our Premier Med Short-Term Medical-Surgical Expense Plan (part of your policy): If you or any other insured plan member suffers a serious medical event (accident, sickness, or catastrophic), resulting in a longer hospital stay or increased medical expenses, upgrade to our Premier Med Plan for $3,000.00 max out of pocket, and have 100% of the total medical costs covered. No underwriting required!
No doubt that you have many questions. Please allow me to answer them for you. I schedule appointments 7 days a week, including evenings.
Have a great day!
Russell White
U.S. Health Advisors
Dallas, Texas
972-838-3440
russell.white@ushadvisors.com
www.ushagent.com/russellwhite