Fall is the perfect time to take care of things around your house—like turning your clocks back and changing smoke detector batteries. Another important item on your fall checklist is Medicare’s Open Enrollment, which runs from October 15–December 7. It’s important that your health plan meets the changing demands in your life, so now’s your chance to review your coverage and see if you need to make any changes for next year. Or, you may decide you’re happy with the plan you have now. If that’s the case, and the plan is still being offered next year, you don’t need to do anything.
Over the next few months, look around—you’ll find a wealth of information about your Medicare benefits, especially in these everyday places:
In the mail
Look through your mail carefully—you may get important notices from your current plan, Medicare, or Social Security about changes to your coverage or any Extra Help you may get paying for prescription drugs.
Also, look for your Medicare & You handbook. It contains information about all of the Medicare plans in your area. If you decided to “go paperless,” you’ll get an email pointing you to Medicare.gov where you can get all the same information.
You’ll also start to see brochures from companies that offer Medicare health and drug plans. Just remember, be smart about protecting your personal information and your identity—plans aren’t allowed to call or come to your home without an invitation from you.
On your computer
Comparing your plan choices is important. Our Medicare Plan Finder is ready with all of the 2016 health and drug plan cost information to make it as easy as possible. Enter the drugs you take to find out how you can lower your costs and review the plan’s ratings to compare plan quality. If you find a plan that meets your needs, you’ll be able to join the plan right online starting October 15. If you haven’t used the Plan Finder before, check out our video to help you get started.
In your community
Take a moment as you enjoy these crisp mornings to review the Medicare information that’s out there. You may find a local event—somewhere right around the corner with counselors to help you, like your State Health Insurance Assistance Program. Don’t miss the chance to get personalized help if you need it!
Now’s the time to enjoy the choice and control you have over your health care coverage. Just like fall, Medicare Open Enrollment only comes once a year. Contact Cruson Insurance Agency today and speak to a licensed trusted health plan advisor about your Medicare options. We CAN help!
Independent Broker with your best interests in mind. I work for you and not one specific insurance carrier. I will find a plan that best suits your needs both medically and financially so you can make an informed decision. Contact me TODAY! I CAN help!